Finance Calculators
14 free India-specific finance calculators — EMI, GST, income tax, salary breakup, HRA exemption, EPF, SIP returns and more. Updated for FY 2025-26.
FY 2025-26 Update
All income tax calculations updated for new tax regime with ₹75,000 standard deduction and revised slabs effective April 2025.
Learn More →EMI Calculator
Calculate home loan, car loan & personal loan EMI instantly
Use EMI Calculator →Loan Calculators
Calculate EMI, eligibility and repayment for all loan types
EMI Calculator
Calculate monthly EMI for home loan, car loan or personal loan. Includes amortization table and total interest breakdown.
Home Loan Eligibility
Check maximum home loan amount you qualify for based on salary, existing EMIs and credit profile.
Loan Comparison
Compare multiple loan offers side by side — total interest, monthly EMI and effective cost of each loan option.
Tax Calculators
India tax calculations updated for FY 2025-26
GST Calculator
Calculate GST for any amount. CGST + SGST + IGST breakup. All slabs: 5%, 12%, 18%, 28%.
Income Tax Calculator
Compare old vs new tax regime for FY 2025-26. Full breakdown with deductions, rebate and cess calculation.
TDS Calculator
Calculate TDS on salary, rent, contractor payments as per latest Income Tax Act rates and thresholds.
GST Invoice Generator
Generate professional GST invoices with GSTIN, HSN codes, CGST/SGST breakup. Download as PDF instantly.
Salary & HR Tools
Understand your salary, PF and HR-related calculations
Salary Calculator
CTC to in-hand salary calculator. PF, HRA exemption, professional tax, income tax — full monthly breakup.
HRA Exemption Calculator
Calculate HRA exemption under Section 10(13A). Metro vs non-metro, actual rent calculation for maximum tax saving.
EPF Calculator
Project your PF balance with employee + employer contribution, interest rate and voluntary PF option.
Gratuity Calculator
Calculate gratuity amount as per Payment of Gratuity Act 1972 based on last salary and years of service.
NPS Calculator
National Pension System corpus and monthly pension projection. Tier-1 and Tier-2 account calculation.
Investment Calculators
Plan your investments and calculate returns
SIP Calculator
Mutual fund SIP return projection with expected rate, tenure and inflation adjustment. XIRR calculation included.
FD / RD Calculator
Fixed deposit and recurring deposit maturity amount with quarterly, monthly and annual compounding options.
🗓️ Important Tax Dates 2025-26
💡 Quick Finance Facts
Things every Indian should know
PF Interest Rate
EPF interest rate for 2024-25: 8.25% per annum (tax-free up to ₹2.5 lakh annual contribution)
Home Loan Rates
SBI home loan starting from 8.50% p.a. as of 2025. Always compare 3+ banks before applying.
Tax-Free Income Limit
No income tax up to ₹7 lakh/year under new regime with rebate under Section 87A.
SIP Returns
NIFTY 50 has given ~12-14% CAGR over 20 years. SIP smooths out market volatility effectively.
Gratuity Eligibility
Gratuity is payable after minimum 5 years of continuous service. Maximum tax-free: ₹20 lakhs.
GST Registration
GST registration mandatory if annual turnover exceeds ₹40 lakh (goods) or ₹20 lakh (services).
Why QuickToolz Finance
India Specific
All calculators use Indian tax laws, RBI guidelines, and Indian financial regulations — not generic international formulas.
Always Updated
Tax slabs, PF rates, and financial rules updated every financial year. Currently showing FY 2025-26 data.
100% Private
No financial data is stored or transmitted. All calculations happen in your browser. We never see your salary or tax details.